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5.2% APR for the most credit worthy consumers * Advertising and Licensing Disclosures

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Prosperity Home Mortgage
Rocket Mortgage
Amerisave Mortgage
Loan Depot
Magnolia Bank loans
The Federal Savings Bank buy or refinance a home
Prosperity Home Mortgage

Mortgage Rate Trends

Current APR and Rate Trends since 1991

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Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

West Virginia Mortgage Rates

West Virginia is known as the “Mountain State” due to its location completely inside the Appalachian Mountain range. It has some of the most rugged terrain in the whole country, meaning anywhere you go in this state will offer picturesque mountain views, flowing rivers, and lush forests. For those with a love for history, you will find countless historical locations, including Civil War battlegrounds, the historic Greenbrier, the record-breaking New River Gorge Bridge, and so much more.

West Virginia is a great place for homebuyers, and you can compare lenders before getting started using FreeRateUpdate.com.

Common West Virginia Loan Types:

  • West Virginia conventional mortgages: Across West Virginia, you will find a wide variety of lenders and rates offered. Rates can vary based on your desired location and your current financial situation. You can compare rates on FreeRateUpdate.com to discover the West Virginia mortgage rate that's right for your unique needs.
  • West Virginia FHA loans: Home loans backed by the FHA are offered throughout West Virginia to qualified home buyers. The FHA doesn't offer these loans directly, but you can access one through an FHA-approved lender in West Virginia on FreeRateUpdate.com today. FHA loans are used by first-time homebuyers with lower credit scores and less money available for a down payment. FHA insurance protects the lender but is paid for by the borrower through a charge at settlement and through monthly payments in addition to the mortgage.
  • West Virginia VA loans: VA loans in West Virginia are backed by the Department of Veterans Affairs, and they are offered exclusively to active and former military members. This loan is offered by VA-approved lenders across West Virginia, and they offer the benefits of no down payment with lower interest rates than conventional mortgages. Find the right VA-approved lender for your unique situation through FreeRateUpdate.com.

West Virginia Mortgage Rates Compared to National Averages

Mortgage interest rates in West Virginia are considerably lower than the national average, which equals lots of savings for homebuyers in the state. Coupled with lower housing prices and a lower cost of living, your money can go further across West Virginia.

If you are ready to make the move to a new home in West Virginia, let FreeRateUpdate.com help you find the right lender for you.